TD Drivers Rewards Visa* Card Earn points towards your dream vehicle – with no annual fee
Your Card offers you…
No annual fee
TD Drivers Rewards Points that never expire
Purchase or lease your dream car, get auto parts and services, pay for almost anything you need for your car – all with your TD Drivers Rewards Points.
Get the car of your dreams – with TD Drivers Rewards Points that never expire1
Earn2 up to 2% in TD Drivers Rewards Points on every Card purchase.
Double your TD Drivers Points by filling up your tank.
Earn 2 TD Drivers Rewards Points for every $1 spent on gas.
Enjoy great value – no annual fee
With great flexibility in how and when you redeem your TD Drivers Rewards Points.
Access exclusive driver rewards
Get exclusive savings and offers from a range of automotive parts and service companies. Learn more.
Free Authorized User Cards3
Add Authorized User Cards to your Account for up to three friends or family members at no charge. Learn more.
1 TD Drivers Rewards Points do not expire as long as you are a Cardholder.
2 TD Drivers Rewards Points are earned for purchases charged to the Account. Purchases of gas and purchases of automotive parts or services must be made at eligible merchants of gas and eligible merchants of automotive parts or services with eligible Merchant Category Codes, as described in the TD Drivers Rewards Program section of the Cardholder Agreement, to be able to earn TD Drivers Rewards Points. Credit for returned items, refunds, rebates or other similar credits will reduce or cancel the TD Drivers Rewards Points earned by the amount originally charged to your Account. Fees, Cash Advances (including Balance Transfers, Cash-Like Transactions and TD Visa Cheques), interest charges, optional services, refunds, rebates or other similar credits do not earn TD Drivers Rewards Points. Please see the TD Drivers Rewards Program section of your Cardholder Agreement available at www.tdcanadatrust.com/tdvisa/agreements for complete details.
3 Primary Cardholder remains liable for all charges to the Account, including those made by an Authorized User.
Your TD Drivers Rewards Card has a variety of features and benefits for you to enjoy…
such as the Visa Zero Liability policy, 24-hour instant cash and account access, worldwide acceptance and more. Learn more.
It’s easy to earn valuable TD Drivers Reward Points:
1 TD Drivers Rewards Point for
every $1 spent
use your card.
1.25 TD Drivers Rewards Points
for every $1 spent
use your Card to purchase automotive parts or services at eligible merchants.
use your Card to make gas purchases over $700 per statement period4.
2 TD Drivers Rewards Points for
every $1 spent
use your Card to make gas purchases up to $700 at eligible merchants per statement period4.
Earn TD Drivers Rewards Points even faster – add Authorized User Cards
Add Authorized User Cards to your Account for up to three friends or family members and earn more TD Drivers Rewards Points5. Learn more.
Redeem6 your TD Drivers Rewards Points to pay for almost anything for your car
Enjoy the flexibility of redeeming TD Drivers Rewards Points for almost anything your car might need – or for a brand new car itself.
Redeem TD Drivers Rewards Points towards the purchase or lease of a new or used vehicle – any make or model of car, RV, motorcycle, moped, minivan, SUV or truck.
Redeem TD Drivers Rewards Points in increments of 2,500, which equals $25 off the cost of your auto expense. Learn more.
Save on car rentals at Avis7 and Budget8
Save 5% to 25% on qualifying rentals charged to your Card at Avis and Budget.
Avis and Budget car rentals: Save 5% to 25% off the lowest available discountable time and mileage retail rate on qualifying rentals charged to your Card.
Optional TD Auto Club Membership9
With this optional service, help is a call away in the event of a road emergency. Learn more.
Access special discounts and exclusive deals
As a TD Credit Cardholder you have exclusive access through tdrewards.com to special deals on merchandise and gift cards from major retailers.
From electronics to appliances to fashion and more, browse the wide range of shopping choices and discounts available from retailers through tdrewards.com, with merchandise shipped anywhere in Canada. Learn more.
4 Your statement (billing period) is shown on your monthly statement for the TD Drivers Rewards Visa Accounts. It is the time period between your previous statement date and the statement date of your monthly statement. Your statement period starts on the day after your previous statement date and ends on the statement date of your current monthly statement.
5 Primary Cardholder remains liable for all charges to the Account, including those made by an Authorized User.
6 TD Drivers Rewards Points must be redeemed in minimum 2,500-point increments. See the TD Drivers Rewards Program section of the Cardholder Agreement available at www.tdcanadatrust.com/tdvisa/agreements for complete details on how to redeem TD Drivers Rewards Points for the purchase or lease of a vehicle and for the purchase of automotive parts or services charged to the TD Drivers Rewards Visa Account.
7 Provided by Avis Rent A Car System LLC. Program terms are subject to change without notice. Certain blackout dates may apply. Offer subject to other terms and conditions.
8 Provided by Budget Rent A Car System, Inc. Program terms are subject to change without notice. Certain blackout dates may apply. Offer subject to other terms and conditions.
9 Auto Club Membership provided by an independent third party service provider. The Toronto-Dominion Bank and its affiliates accept no responsibility in respect of these services.
A range of insurance options is available to provide additional security.
Common Carrier Travel Accident Insurance10
Up to $150,000 coverage for you and your family while travelling on a common carrier.
You, your spouse and dependent children are automatically insured while travelling on a common carrier whenever you charge the full cost of your ticket to your TD Drivers Rewards Card.
Travel Medical Insurance11
To help you avoid the consequences of unforeseen events, your TD Drivers Rewards Card offers you the security of optional Travel Medical Insurance. Learn more.
Balance Protection insurance12
Optional Balance Protection insurance products are designed to assist in managing your credit obligations on your TD Credit Card(s) in the event of your involuntary unemployment, total disability, dismemberment, critical illness or death. To learn more about optional Balance Protection insurance products or to enroll, call 1-866-315-9069. Learn more.
10 Underwritten by Allianz Global Risks US Insurance Company (Canadian Branch). Details of insurance benefits, including terms, conditions, limitations and exclusions, are outlined in the Coverage Certificate provided with your TD Credit Card.
11 All TD Canada Trust customers, including TD Canada Trust Credit Cardholders, are eligible to apply for Travel Medical Insurance underwritten by TD Life Insurance Company. Some applications are subject to underwriting. Medical claims assistance, claims payment and administrative services are provided by our Administrator. This insurance is subject to exclusions and limitations that are fully described in the Certificate of Insurance that is issued if accepted for enrollment. Travel Medical Insurance can be purchased at any branch or call 1-800-293-4941, or visit tdcanadatrust.com
12 Life, Accidental Death and Critical Illness coverages are underwritten by American Bankers Life Assurance Company of Florida (ABLAC) and Involuntary Unemployment, Total Disability and Disability Requiring Hospitalization coverages are underwritten by American Bankers Insurance Company of Florida (ABIC). Dismemberment coverage is underwritten by TD Life Insurance Company (TD Life). TD Canada Trust receives a fee from each insurer with respect to premium collection. Complete terms of coverage are on the Certificate of Insurance you will receive upon enrollment. Eligibility requirements, limitations and exclusions apply, and vary by benefit.
What is the CVV?
CVV stands for Credit Card Validation (or Verification) Value. Visa has a version of the CVV to reduce merchant risk in Card-Not-Present
transactions (like Internet, telephone or mail-order). The CVV code adds assurance that the consumer
placing the order has access or physical possession of the credit card itself. The CVV is a 3 digit number embossed or
imprinted on the reverse side of Visa cards.
Where do I find the CVV? For Visa the 3 digit CVV number is printed on the signature panel on the back of the
card immediately after the card's account number.