TD First Class Travel Visa Infinite Card Enjoy the freedom of using your TD Points for travel whenever and however you want
Your Card offers you…
The freedom to travel anytime, anywhere on TD Points
TD Points that never expire
Whether you’re planning a weekend getaway or an around-the-world tour, pack your bags and travel on your schedule – with TD Points that never expire1 and no blackout periods2.
Earn1 TD Points while you shop – and earn triple TD Points for travel purchases made online through Expedia For TD2
Earn 3 TD Points for every $1 spent on purchases charged to your Card and 9 TD Points for every $1 spent on travel purchases made online through expediafortd.com with your Card. (That’s a 4.5% return on your travel purchases!)
TD Points never expire
TD Points do not expire as long as you are a Cardholder.
Book any way, any time
You can book your trip anywhere you find a travel deal through any travel agency or website. Travel any time of year with no blackout periods.3
Expedia’s Best Price Guarantee.
If you find a cheaper, identical trip within 24 hours of booking, Expedia will refund the difference — and give you a Future Travel Credit4 worth $50! Learn more.
Redeem5 TD Points for any travel expense
From flights, green fees and car rentals to theme park passes – even airport parking and taxes – and more.
Travel with confidence – automatic insurance coverage
Built-in travel protection includes medical, delayed/lost baggage claims and trip cancellation. Learn more.
Through the Visa Infinite Concierge Service6 enjoy exclusive hotel, dining, concierge privileges
Access gourmet events, free concierge services, and special privileges at more than 850 luxury hotels around the world. Learn more.
1 TD Points are earned for Purchases charged to the Account. Credit for refunds, returned items, rebates or other similar credits will reduce or cancel the TD Points earned by the full or partial amount originally charged to the Account. Fees, Cash Advances (including Balance Transfers, Cash-Like Transactions and TD Visa Cheques), interest charges, optional services, refunds, rebates or other similar credits do not earn TD Points.
2 Expedia For TD is operated by Expedia, Inc., at www.tdrewards.com/expediafortd and 1-877-222-6492. The Toronto-Dominion Bank and its affiliates are not responsible for any of the services and products offered/provided by Expedia, Inc.
3 Subject to carrier/space availability.
4 Expedia’s Best Price Guarantee applies to Packages, All-Inclusive Vacations, Pre-Paid Hotels and Pre-Paid Car Rental products. To take advantage of Expedia’s Best Price Guarantee, you must submit a claim online at Expedia For TD within 24 hours of your Expedia For TD booking. The claim will be reviewed and you will be contacted by Expedia For TD within 72 hours of receipt of your claim. For all the Terms and Conditions of the Best Price Guarantee protection, visit tdrewards.com/expediafortd, log in and click on the Best Price Guarantee logo. The Future Travel Credit is valid for one year from the month of issuance and is valid on a future reservation of any Expedia Rate hotel or hotel plus flight package made using your TD Travel Credit Card through Expedia For TD.
5 TD Points must be redeemed in minimum 10,000-point increments. To redeem TD Points for travel purchases charged to your Card that are not booked through Expedia For TD , Cardholder must contact the TD Travel Rewards Program after the travel purchase has been posted to the Account and within 90 days from the transaction date of the travel purchase. The required TD Points will be deducted from the Cardholder’s TD Points balance available at the time the TD Points are redeemed for the travel purchase, not the transaction date of the travel purchase. The amount that will be credited towards the travel purchase will be equal to the value of the TD Points redeemed. If there are insufficient TD Points available to cover the entire amount of the travel purchase, the Account will only be credited by the value of the TD Points redeemed. Any amount of the travel purchase not covered by the TD Points redeemed will remain on the Account for payment.
6 The Toronto-Dominion Bank and its affiliates are not responsible for any of the offers, services or products made available through any of the Exclusive, Luxury, Hotel Collection, Concierge Assistance and Exclusive Dining Privileges included or available with your Card. If you have a comment or suggestion about the Visa Infinite Card and these privileges, please email your feedback to firstname.lastname@example.org
Your TD First Class Travel Card has a variety of features and benefits for you to enjoy…
such as the Visa Zero Liability policy, 24-hour instant cash and account access, worldwide acceptance and more. Learn more.
It’s easy to earn valuable TD Points with your TD First Class Travel Card
3 TD Points for every $1 spent
(That’s a 1.5% return on your purchases!)
use your Card for everyday purchases.
3 TD Points for every $1 spent
(That’s a 1.5% return on your purchases!)
Earn TD Points even faster – add Authorized User Cards
Add Authorized User Cards to your Account for up to three friends or family members ($50 per Card) and earn more TD Points7. Learn more.
Earn TD Points for automatic bill payments
Set up Pre-Authorized Payments for all your bills on your Account and earn TD Points even faster. Simply call 1-800-983-8472 or visit your local branch.
Redeem for travel any way, anytime, anywhere
Redeem your TD Points for any travel, any time of year, including peak periods, and through any airline, travel agent or website you find a travel deal.
You choose how you book – book your trip wherever and whenever it is convenient for you:
1) Book online through Expedia For TD or book by phone by calling 1-877-222-6492, available 24/7.
2) Book through your own travel provider and simply redeem your TD Points within 90 days of your travel purchase, either online through at tdrewards.com/bookanyway or over the phone by calling 1-800-983-1043.
Redeem TD Points in minimum 10,000-point increments. 10,000 TD Points equals $50 off the cost of your travel expenses.
Enjoy access to travel benefits
Exclusive access to Visa Infinite Concierge services and other benefits.
Exclusive Visa Infinite Privileges
Through the Visa Infinite Concierge Service Program, enjoy:
− access to some of the most prestigious hotels in the world;
− 24/7 access to the Visa Infinite Concierge service, whenever and wherever you are;
− exclusive access to dining events with some of the biggest names in the culinary industry. Learn more.
Avis8 and Budget9 car rentals:
Save 5% to 25% off the lowest available discountable time and mileage retail rate on qualifying rentals charged to your Card.
Receive a discount on your annual Priority Pass membership when you use your TD First Class Travel Card to purchase your membership. Enjoy access to 600 VIP airport lounges worldwide. Learn more.
Optional TD Auto Club Membership11:
With this optional service, help is only a call away in the event of a road emergency. Learn more.
Emergency Travel Assistance Services12:
Toll-free access to medical, legal, and other help in case of an emergency while travelling.
Save on brand-name merchandise and gift cards
As a TD Travel Credit Cardholder you have exclusive access through tdrewards.com to special deals on merchandise and gift cards from major retailers.
From electronics to appliances to fashion and more, browse the wide range of shopping choices and discounts available from retailers through tdrewards.com, with merchandise shipped anywhere in Canada. Learn more.
7 Primary Cardholder remains liable for all charges to the Account, including those made by an Authorized User.
8 Provided by Avis Rent A Car System LLC. Program terms are subject to change without notice. Certain blackout dates may apply. Offer subject to other terms and conditions.
9 Provided by Budget Rent A Car System, Inc. Program terms are subject to change without notice. Certain blackout dates may apply. Offer subject to other terms and conditions.
10 Offered by Priority Pass Inc. The Toronto-Dominion Bank and its affiliates are not responsible for the membership, services or discount provided by or through the Priority Pass membership or the Priority Pass group of companies.
11 Auto Club Membership provided by AXA Assistance Canada Inc., an independent third party service provider. The Toronto-Dominion Bank and its affiliates accept no responsibility in respect of these services.
12 Provided by our Administrator under a service agreement with TD Life Insurance Company. This is not an insurance benefit but assistance services only. Details of benefits, conditions, limitations and exclusions are outlined in the Cardholder Agreement and Benefit Coverage Document provided with your TD Credit Card.
Travel with confidence, knowing you’re protected by the extensive coverages built in to your Card.
Travel Medical Insurance14
Up to $1,000,000 out-of-province coverage for emergency medical expenses.
When you leave your province of residence, you’re automatically covered for up to $1,000,000 of unexpected emergency medical expenses for up to 15 days if you’re under 65 and 4 days if you’re 65 or older.
Trip Cancellation and Trip Interruption Insurance15
Coverage should illness or injury delay or cancel your trip.
Charge the full cost of your trip to your Card, and you’ll automatically receive Trip Cancellation Insurance and Trip Interruption Insurance. If an illness, injury or other covered cause prevents you from starting your trip, you’ll be covered for up to $1,000 of eligible cancellation expenses per person, to a maximum of $5,000 for all eligible persons on the same trip. Eligible expenses include the cost of unused travel arrangements that were charged to your Card or, with pre-approval, the cost of leaving later for your trip. Also, if a covered cause prevents you from completing your trip, you’ll be covered for up to $5,000 of eligible trip expenses per eligible person, to a maximum of $25,000 for all eligible persons on the same trip.
Common Carrier Travel Accident Insurance16
Up to $500,000 coverage for you and your family while travelling on a common carrier.
You, your spouse and dependent children are automatically insured while travelling on a common carrier or in a rental car whenever you charge the full cost of your ticket or car rental to your TD First Class Travel Card.
Delayed and Lost Baggage Insurance17
Up to $1,000 reimbursement if checked baggage is lost or delayed by more than six hours.
For you, your spouse and dependent children, if your checked baggage is lost or delayed by more than six hours from the time of arrival at your final destination. This includes the cost to replace essential items and the replacement cost of personal property that is not covered by the airline or other insurance if your checked baggage is never returned.
Purchase Security and Extended Warranty18
Items purchased with your Card are covered in case of theft or damage.
Enjoy worry-free shopping with Purchase Security and Extended Warranty Protection. If an eligible item that you purchased in full with your TD First Class Travel Card is stolen or damaged within 90 days of purchase, it may be replaced or repaired or you will be reimbursed for it. If the item comes with a manufacturer’s warranty, you may be entitled to double the warranty period for up to 12 additional months.
Car Rental Coverage
Auto Rental Collision/Loss Damage Insurance
Get Collision Damage Waiver coverage at no additional cost when you charge your car rental on your Card.
Use your TD First Class Travel Card to charge the full cost of a car rental and the Auto Rental Collision/Loss Damage Insurance program will cover you at no additional cost. This insurance coverage means you do not need to purchase the collision/loss damage insurance coverage offered by the car rental company. You’ll be protected against loss arising from damage to the rental car on most rentals in North America and many foreign countries.
Balance Protection insurance19
Optional Balance Protection insurance products are designed to assist in managing your credit obligations on your TD Credit Card(s) in the event of your involuntary unemployment, total disability, dismemberment, critical illness or death. To learn more about optional Balance Protection insurance products or to enroll, call 1-866-315-9069. Learn more.
14 Underwritten by TD Life Insurance Company. Medical and claims assistance, claims payment and administrative services are provided by our Administrator. Benefits, features and coverages are subject to limitations and exclusions, including a pre-existing condition exclusion, that are fully described in the certificate of insurance included with your TD First Class Travel Visa Infinite Cardholder Agreement. Note that this offers different benefits on different terms and conditions than the optional Travel Medical Insurance that is available to all TD Canada Trust customers.
15 Underwritten by TD Life Insurance Company (re medical covered causes) and TD Home and Auto Insurance Company (re non-medical covered causes). Benefits, features and coverages are subject to conditions, limitations and exclusions, including a pre-existing condition exclusion, that are fully described in the certificate of insurance included with your TD First Class Travel Visa Infinite Cardholder Agreement.
16 Underwritten by Allianz Global Risks US Insurance Company (Canadian Branch). Details of insurance benefits, including terms, conditions, limitations and exclusions, are outlined in the Coverage Certificate provided with your TD Credit Card.
17 Underwritten by TD Home and Auto Insurance Company.
18 Underwritten by TD Home and Auto Insurance Company. Details of insurance benefits, including terms, conditions, limitations and exclusions, are outlined in the Coverage Certificate provided with your TD Visa Card.
19 Life, Accidental Death and Critical Illness coverages are underwritten by American Bankers Life Assurance Company of Florida (ABLAC) and Involuntary Unemployment, Total Disability and Disability Requiring Hospitalization coverages are underwritten by American Bankers Insurance Company of Florida (ABIC). Dismemberment coverage is underwritten by TD Life Insurance Company (TD Life). TD Canada Trust receives a fee from each insurer with respect to premium collection. Complete terms of coverage are on the Certificate of Insurance you will receive upon enrollment. Eligibility requirements, limitations and exclusions apply, and vary by benefit.
What is the CVV?
CVV stands for Credit Card Validation (or Verification) Value. Visa has a version of the CVV to reduce merchant risk in Card-Not-Present
transactions (like Internet, telephone or mail-order). The CVV code adds assurance that the consumer
placing the order has access or physical possession of the credit card itself. The CVV is a 3 digit number embossed or
imprinted on the reverse side of Visa cards.
Where do I find the CVV? For Visa the 3 digit CVV number is printed on the signature panel on the back of the
card immediately after the card's account number.