TD Business Travel Visa* Card Turn everyday business expenses into travel rewards
Your Card offers you…
TD Business Visa benefits plus earn TD Points
The freedom to travel anytime, anywhere
Manage your business expenses more effectively while enjoying exclusive travel features – travel on your schedule, with TD Points that never expire and no blackout periods.
Manage business expenses more effectively
Receive optional detailed monthly Management Reports1 to help you keep track of your business expenses.
Enjoy the freedom of booking business travel any time
Use your TD Points to get the best trip for the best price – whether by travel website, agent or airline seat sale – it’s up to you!2
TD Points never expire
TD Points do not expire as long as you are a Cardholder.
Book any way, any time
You can book your trip anywhere you find a travel deal through any travel agency or website. Travel any time of year with no blackout periods.3
Earn TD Points while you shop – and earn triple TD Points for business travel purchases made online through Expedia For TD4
Earn 3 TD Points for every $1 spent on purchases charged to your Card and 9 TD Points for every $1 spent on travel purchases made online through expediafortd.com with your Card. (That’s a 4.5% return on your business travel purchases!)
Expedia’s Best Price Guarantee5
If you find a cheaper, identical trip within 24 hours of booking, Expedia will refund the difference — and give you a Future Travel Credit worth $50! Learn more.
Travel with confidence – automatic insurance coverage
Built-in travel protection includes medical and delayed/lost baggage claims. Learn more.
1 Detailed management reports are provided only for months in which there is account activity. Reports are optional and available at no additional charge.
2 TD Points must be redeemed in minimum 10,000-point increments. To redeem TD Points for travel purchases charged to your Card that are not booked through Expedia For TD, Cardholder must contact the TD Travel Rewards Program after the travel purchase has been posted to the Account and within 90 days from the transaction date of the travel purchase. The required TD Points will be deducted from the Cardholder’s TD Points balance available at the time the TD Points are redeemed for the travel purchase, not the transaction date of the travel purchase. The amount that will be credited towards the travel purchase will be equal to the value of the TD Points redeemed. If there are insufficient TD Points available to cover the entire amount of the travel purchase, the Account will only be credited by the value of the TD Points redeemed. Any amount of the travel purchase not covered by the TD Points redeemed will remain on the Account for payment.
3 Subject to carrier/space availability.
4 Expedia For TD is operated by Expedia, Inc., at www.tdrewards.com/expediafortd and 1-877-222-6492. The Toronto-Dominion Bank and its affiliates are not responsible for any of the services and products offered/provided by Expedia, Inc.
5 Expedia’s Best Price Guarantee applies to Packages, All-Inclusive Vacations, Pre-Paid Hotels and Pre-Paid Car Rental products. To take advantage of Expedia’s Best Price Guarantee, you must submit a claim online at Expedia For TD within 24 hours of your Expedia For TD booking. The claim will be reviewed and you will be contacted by Expedia For TD within 72 hours of receipt of your claim. For all the Terms and Conditions of the Best Price Guarantee protection, visit tdrewards.com/expediafortd, log in and click on the Best Price Guarantee logo. The Future Travel Credit is valid for one year from the month of issuance and is valid on a future reservation of any Expedia Rate hotel or hotel plus flight package made using your TD Travel Credit Card through Expedia For TD.
Your TD Business Travel Card has a variety of features and benefits for you to enjoy…
such as the Visa Zero Liability policy, 24-hour instant cash and account access, worldwide acceptance and more. Learn more.
It’s easy to earn valuable TD Points with your TD Business Travel Card
3 TD Points for every $1 spent
(That’s a 1.5% return on your business purchases!)
use your Card for everyday business purchases.
3 TD Points for every $1 spent
(That’s a 1.5% return on your business purchases!)
6 TD Points for every $1 spent
(That’s a 3% return on your business purchases!)
use your Card to purchase business travel by the phone through Expedia for TD.
9 TD Points for every $1 spent
(That’s a 4.5% return on your business purchases!)
use your Card to purchase business travel online through Expedia for TD.
Earn points for automatic bill payments
Set up Pre-Authorized Payments for all your business bills on your Card and earn TD Points even faster. Simply call 1-800-983-8472 or visit your local branch.
Redeem for business travel any way, anytime, anywhere
Redeem your TD Points for business travel, any time of year, including peak periods, and through any airline, travel agent or website you find a travel deal.
You choose how you book – book your business trip wherever and whenever it is convenient for you:
1) Book online through Expedia For TD or book by phone by calling 1-877-222-6492, available 24/7.
2) Book through your own travel provider and simply redeem your TD Points within 90 days of your travel purchase, either online through at tdrewards.com/bookanyway or over the phone by calling 1-800-983-1043.
Redeem TD Points in minimum 10,000-point increments. 10,000 TD Points equals $50 off the cost of your travel expenses.
Free business tools to help you manage cash flow
Receive three optional management reports to help you track business expenses, control costs, identify spending patterns, adjust budgets or spending guidelines, or consolidate expenditures and payments for accounting purposes.
Account Recap Report – lists total spending and payment information for all Business Cards issued to your business. Credit information includes year-to-date charges and interests.
Account Information Report – lists expenditure totals by account for each spending category.
Management Recap Report – totals the expenditures under each spending category for period-to-date and year-to-date.
Enjoy access to travel benefits
Save on car rentals and enjoy access to other travel benefits and discounts.
Avis7 and Budget8 car rentals:
Save 5% to 25% off the lowest available discountable time and mileage retail rate on qualifying rentals charged to your Card.
Receive a discount on your annual Priority Pass membership when you use your TD Business Travel Card to purchase your membership. Enjoy access to 600 VIP airport lounges worldwide. Learn more.
Optional TD Auto Club Membership10:
With this optional service, help is only a call away in the event of a road-side emergency. Learn more.
Emergency Travel Assistance Services11:
Toll-free access to medical, legal, and other help in case of an emergency while travelling.
7 Provided by Avis Rent A Car System LLC. Program terms are subject to change without notice. Certain blackout dates may apply. Offer subject to other terms and conditions.
8 Provided by Budget Rent A Car System, Inc. Program terms are subject to change without notice. Certain blackout dates may apply. Offer subject to other terms and conditions.
9 Offered by Priority Pass Inc. The Toronto-Dominion Bank and its affiliates are not responsible for the membership, services or discount provided by or through the Priority Pass membership or the Priority Pass group of companies.
10 Auto Club Membership provided by AXA Assistance Canada Inc., an independent third party service provider. The Toronto-Dominion Bank and its affiliates accept no responsibility in respect of these services.
11 Provided by our Administrator under a service agreement with TD Life Insurance Company. This is not an insurance benefit but assistance services only. Details of benefits, conditions, limitations and exclusions are outlined in the Cardholder Agreement and Benefit Coverage Document provided with your TD Credit Card.
The coverages built in to your Card allow you to shop and travel with confidence.
Travel Medical Insurance16
Up to $1,000,000 out-of-province coverage for emergency medical expenses.
When you leave your province of residence, you’re automatically covered for up to $1,000,000 of unexpected emergency medical expenses for up to 8 days if you’re under 65 and 4 days if you’re 65 or older.
Flight/Trip Delay Insurance17
Up to $500 Flight/Trip Delay Insurance
Common Carrier Travel Accident Insurance13
Up to $500,000 coverage for you and your family while travelling on a common carrier.
You, your spouse and dependent children are automatically insured while travelling on a common carrier or in a rental car whenever you charge the full cost of your ticket or car rental to your TD Business Travel Card.
Delayed and Lost Baggage Insurance14
Up to $1,000 reimbursement if checked baggage is lost or delayed by more than six hours.
For you, your spouse and dependent children, if your checked baggage is lost or delayed by more than six hours from the time of arrival at your final destination. This includes the cost to replace essential items and the replacement cost of personal property that is not covered by the airline or other insurance if your checked baggage is never returned.
Purchase Security and Extended Warranty15
Items purchased with your Card are covered in case of theft or damage.
Enjoy worry-free shopping with Purchase Security and Extended Warranty Protection. If an eligible item that you purchased in full with your TD Business Travel Card is stolen or damaged within 90 days of purchase, it may be replaced or repaired or you will be reimbursed for it. If the item comes with a manufacturer’s warranty, you may be entitled to double the warranty period by up to 12 additional months.
Car Rental Coverage
Auto Rental Collision/Loss Damage Insurance
Get Collision Damage Waiver coverage at no additional cost when you charge your car rental on your Card.
Use your TD Business Travel Card to charge the full cost of a car rental and the Auto Rental Collision/Loss Damage Insurance program will cover you at no additional cost. This insurance coverage means you do not need to purchase the collision/loss damage insurance coverage offered by the car rental company. You’ll be protected against loss arising from damage to the rental car on most rentals in North America and many foreign countries.
13 Underwritten by Allianz Global Risks US Insurance Company (Canadian Branch). Details of insurance benefits, including terms, conditions, limitations and exclusions, are outlined in the Coverage Certificate provided with your TD Credit Card.
14 Underwritten by TD Home and Auto Insurance Company.
15 Underwritten by TD Home and Auto Insurance Company. Details of insurance benefits, including terms, conditions, limitations and exclusions, are outlined in the Coverage Certificate provided with your TD Visa Card.
16 Underwritten by TD Life Insurance Company. Medical and claims assistance, claims payment and administrative services are provided by our Administrator. Benefits, features and coverages are subject to, limitations and exclusions, including a pre-existing condition exclusion, that are fully described in the certificate of insurance included with your TD Credit Card Cardholder Agreement. Note that this insurance offers different benefits, with different terms and conditions, than the optional Travel Medical Insurance that is available to all TD Canada Trust customers.
17 Underwritten by Allianz Global Risks US Insurance Company (Canadian Branch). Details of insurance benefits, including terms, conditions, limitations and exclusions are outlined in the certificate of insurance included with your TD Credit Card Cardholder Agreement.
What is the CVV?
CVV stands for Credit Card Validation (or Verification) Value. Visa has a version of the CVV to reduce merchant risk in Card-Not-Present
transactions (like Internet, telephone or mail-order). The CVV code adds assurance that the consumer
placing the order has access or physical possession of the credit card itself. The CVV is a 3 digit number embossed or
imprinted on the reverse side of Visa cards.
Where do I find the CVV? For Visa the 3 digit CVV number is printed on the signature panel on the back of the
card immediately after the card's account number.