TD Business Visa Card A convenient way to manage business expenses
Your Card offers you…
Detailed monthly expense reports
Business credit when you need it
Need to track where your business costs are running high? Free, optional monthly management reports provide an at-a-glance look at what was spent, where, when, and by whom, to help you efficiently manage expenses.
Convenient credit for small business owners
Access the business credit you need, when you need it – to purchase supplies, inventory, travel, or other business expenses.
Manage business expenses more effectively
Get free, optional monthly management reports that detail all the business expenses charged to all TD Business Visa Cards associated with your company.
Easy business banking – on your schedule
Manage your TD Business Visa Account online through EasyWeb Internet banking.
Travel with confidence – automatic insurance coverage
Built-in travel protection includes delayed/lost baggage claims. Learn more.
Your TD Business Card has a variety of features and benefits for you to enjoy…
such as the Visa Zero Liability policy, 24-hour instant cash and account access, worldwide acceptance and more. Learn more.
Free business tools to help you manage cash flow
Receive three optional management reports to help you track business expenses, control costs, identify spending patterns, adjust budgets or spending guidelines, or consolidate expenditures and payments for accounting purposes.
Account Recap Report – lists total spending and payment information for all Cards issued on your TD Business Credit Cards Account. Debit and credit information includes year-to-date charges and interests.
Account Information Report – lists expenditure totals by account for each spending category.
Management Recap Report – totals the expenditures under each spending category for period-to-date and year-to-date.
Emergency Travel Assistance Services1
Toll-free access to medical, legal, and other help in case of an emergency while travelling.
Save on car rentals at Avis2 and Budget3
Save 5% to 25% on qualifying rentals charged to your Card at Avis and Budget.
Avis and Budget car rentals: Save 5% to 25% off the lowest available discountable time and mileage retail rate on qualifying rentals charged to your Card.
Optional TD Auto Club Membership4
With this optional service, help is a call away in the event of a road emergency. Learn more.
Add convenient Authorized User Cards5
Add Authorized User Cards to your Account ($50 per Card) for added convenience. Learn more.
Save on brand-name merchandise and gift cards
As a TD Credit Cardholder you have exclusive access through tdrewards.com to special deals on merchandise and gift cards from major retailers.
From electronics to appliances to fashion and more, browse the wide range of shopping choices and discounts available from retailers through tdrewards.com, with merchandise shipped anywhere in Canada. Learn more.
1 Provided by our Administrator under a service agreement with TD Life Insurance Company. This is not an insurance benefit but assistance services only. Details of benefits, conditions, limitations and exclusions are outlined in the Cardholder Agreement and Benefit Coverage Document provided with your TD Credit Card.
2 Provided by Avis Rent A Car System LLC. Program terms are subject to change without notice. Certain blackout dates may apply. Offer subject to other terms and conditions.
3 Provided by Budget Rent A Car System, Inc. Program terms are subject to change without notice. Certain blackout dates may apply. Offer subject to other terms and conditions.
4 Auto Club Membership provided by an independent third party service provider. The Toronto-Dominion Bank and its affiliates accept no responsibility in respect of these services.
5 Primary Cardholder remains liable for all charges to the Account, including those made by an Authorized User.
The coverages built in to your Card allow you to shop and travel with confidence.
Common Carrier Travel Accident Insurance6
Up to $500,000 coverage for you and your family while travelling on a common carrier.
You, your spouse and dependent children are automatically insured while travelling on a common carrier whenever you charge the full cost of your ticket to your TD Business Card.
Delayed and Lost Baggage Insurance7
Up to $1,000 reimbursement if checked baggage is lost or delayed by more than six hours.
For you, your spouse and dependent children if your checked baggage is lost or delayed by more than six hours from the time of arrival at your final destination. This includes the cost to replace essential items and the replacement cost of personal property that is not covered by the airline or other insurance if your checked baggage is never returned. This coverage includes the cost to replace essential items purchased before the baggage is returned to you, and the replacement cost of personal property that is not covered by the airline or other insurance if your checked baggage is never returned.
Purchase Security and Extended Warranty8
Items purchased with your Card are covered in case of theft or damage.
Enjoy worry-free shopping with Purchase Security and Extended Warranty Protection. If an eligible item that you purchased in full with your TD Business Card is stolen or damaged within 90 days of purchase, it may be replaced or repaired or you will be reimbursed for it. If the item comes with a manufacturer’s warranty, you may be entitled to double the warranty period by up to 12 additional months.
Car Rental Coverage
Auto Rental Collision/Loss Damage Insurance
Get Collision Damage Waiver coverage at no additional cost when you charge your car rental on your Card.
Use your TD Business Card to charge the full cost of a car rental and the Auto Rental Collision/Loss Damage Insurance program will cover you at no additional cost. This insurance coverage means you do not need to purchase the collision/loss damage insurance coverage offered by the car rental company. You’ll be protected against loss arising from damage to the rental car on most rentals in North America and many foreign countries.
Travel Medical Insurance9
To help you avoid the consequences of unforeseen events, your TD Business Card offers you the security of optional travel medical insurance. Learn more.
6 Underwritten by Allianz Global Risks US Insurance Company (Canadian Branch). Details of insurance benefits, including terms, conditions, limitations and exclusions, are outlined in the Coverage Certificate provided with your TD Credit Card.
7 Underwritten by TD Home and Auto Insurance Company.
8 Underwritten by TD Home and Auto Insurance Company. Details of insurance benefits, including terms, conditions, limitations and exclusions, are outlined in the Coverage Certificate provided with your TD Visa Card.
9 All TD Canada Trust customers, including TD Canada Trust Credit Cardholders, are eligible to apply for Travel Medical Insurance underwritten by TD Life Insurance Company. Some applications are subject to underwriting. Medical claims assistance, claims payment and administrative services are provided by our Administrator. This insurance is subject to exclusions and limitations that are fully described in the Certificate of Insurance that is issued if accepted for enrollment. Travel Medical Insurance can be purchased at any branch or call 1-800-293-4941, or visit tdcanadatrust.com
What is the CVV?
CVV stands for Credit Card Validation (or Verification) Value. Visa has a version of the CVV to reduce merchant risk in Card-Not-Present
transactions (like Internet, telephone or mail-order). The CVV code adds assurance that the consumer
placing the order has access or physical possession of the credit card itself. The CVV is a 3 digit number embossed or
imprinted on the reverse side of Visa cards.
Where do I find the CVV? For Visa the 3 digit CVV number is printed on the signature panel on the back of the
card immediately after the card's account number.