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TD Emerald Visa Card
TD Emerald Visa* Card
Great value with a preferred variable interest rate and low annual fee
Your Card offers you…
  • Savings with a preferred variable interest rate
  • Flexibility and convenient access to funds

A preferred variable interest rate helps make interest payments more affordable if you need to carry a balance.
  • Great value with a preferred variable interest rate
    Reduce interest payments on monthly balances: Save money on interest with a preferred variable interest rate that fluctuates with TD Prime.
    If you would like to find out what your individual interest rate would be, please call us toll-free at 1-877-247-2265.

    The preferred variable annual interest rate is TD Prime + 1.50%, TD Prime +3.75%, TD Prime +7.75%, TD Prime +9.25%, TD Prime + 10.75%, TD Prime +12.75% depending on your credit assessment. As of December 1, 2014, TD Prime was 3% so current preferred rates range from 4.50% to 15.75%. Standard Rate of 21.0% applies (Standard Rate of 24.99% on Purchases or 27.99% on Cash Advances effective March 31, 2015) if your Minimum Payment is not received within 30 days of your Payment Due Date.
  • Great financial flexibility and convenience
    Use your Card for your daily needs, large purchases and balance transfers and know that you can save on interest if you carry a balance.
  • Free Authorized User Cards1
    Add Authorized User Cards to your Account for up to three friends or family members at no charge. Learn more.
  • Save on car rentals, merchandise, gift cards, and more
    Your Card gives you access to discounted car rental rates and exclusive access through tdrewards.com to special deals on merchandise and gift cards from retailers. Learn more.
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